Overview
Promotes and retails credit to micro-entrepreneurs, small businesses, and low-income households to support business development and provide finance for household assets and home improvement.
Key Responsibilities
- Promotes and retails credit to micro-entrepreneurs and small businesses through visits to designated local market and industrial areas.
- Promotes and retails consumer and housing loans to low-income households through visits to their workplaces and households.
- Ensures screening of prospective borrowers, including visiting businesses and/or households, completing loan applications, analyzing requests, and recommending disbursement.
- Ensures financing new and repeated loans to increase portfolio size through individual marketing and promotion channels.
- Monitors and leverages an adequate healthy caseload of active borrowers.
- Follows up on payments of performing portfolio to ensure adequate repayment rate.
- Follows up on payments of bad portfolio from delinquent clients to reduce its volume.
- Performs other duties as may be assigned by the supervisor.
Required Experience
- Completion of three years of relevant working experience, including in microfinance (as a Loan Officer), sales or marketing is required.
- Maintaining a very good performance (“Meets Expectations” as per the applied performance system standards) throughout the whole period of service as a Junior Loan Officer in MD is required.
Qualifications
Completion of a two-year post-secondary diploma in accountancy, business, marketing or other related discipline.
